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Will owning EVs increase your insurance premium?

#Post
1

And what about tenanted properties? Will it need to be declared on tenancy agreements?
https://www.stuff.co.nz/motoring/300374762/while-they-were-a
sleep-their-evs-burned-in-the-garage

johotech - 2021-08-05 09:52:00
2

I see from the news item that some car makes are advising not to charge overnight or keep a fully charged car in the garage !!
I thought one of the major selling points of EV's was you drove around in it all day the "drive it home and plug it in, the next morning it is all charged up ready to go"..
So if you have a nice bright and shiny $65,000 + ev car you should not park in your garage, but in the driveway... so it can burst into flames there and have a decent go at burning down the neighbours house!!

onl_148 - 2021-08-05 10:18:00
3
onl_148 wrote:

I see from the news item that some car makes are advising not to charge overnight or keep a fully charged car in the garage !!
I thought one of the major selling points of EV's was you drove around in it all day the "drive it home and plug it in, the next morning it is all charged up ready to go"..
So if you have a nice bright and shiny $65,000 + ev car you should not park in your garage, but in the driveway... so it can burst into flames there and have a decent go at burning down the neighbours house!!

Which car makes?

loose.unit8 - 2021-08-05 10:41:00
4

No. Unless a lot of claims for EVs burning down buildings start coming in, I very much doubt your insurer will do anything different.

I have seen a claim for a home that was about $4m to build, and had about $2m fire damage, caused by those little hoverboard things. one was left charging and caught fire.... There are a lot of devices that could catch fire as they are charging and burn your house to the ground. EVs might just do it quicker!

phoenix22 - 2021-08-05 14:03:00
5

Your mobile phone, laptop, e-scooter, e-bike, segway, hoverboard... all have the same potential to catch fire.

Need we remind of the Samsung Galaxy Note 7 which was quite adept at exploding into fire.

The chances of your vehicle developing a fault and causing a fire are very very small, smaller than any of those less-well-designed devices I would hazard a guess, but it is still not zero.

Life is not without risk.

bitsy_boffin - 2021-08-05 14:08:00
6
johotech wrote:

And what about tenanted properties? Will it need to be declared on tenancy agreements?
https://www.stuff.co.nz/motoring/300374762/while-they-were-a
sleep-their-evs-burned-in-the-garage

That was only a minor incident. Of course the Aussies do better...

https://www.theregister.com/2021/08/03/tesla_megapack_fire_a
ustralia/

Big deal is that most fires we know can be extinguished by removing the oxidiser. In the case of a Lithium based battery the fuel and the oxidiser are built close and cannot be separated.

At least by now we know how to moderate nuclear plants so out of control meltdowns can be managed and mitigated. A few carbon rods thrust into a stack of lithium cells will only make it worse.

tony9 - 2021-08-05 19:25:00
7

ask your insurance company.

spead - 2021-08-05 20:52:00
8

Owned 2 Tesla cars but no smoke alarms?

amasser - 2021-08-06 10:46:00
9
amasser wrote:

Owned 2 Tesla cars but no smoke alarms?


"A blaring car alarm woke them up. The house was filling with smoke and alarms were going off as they escaped, he said."
Theres zero chance of putting out a EV battery fire. just get out with your life.

bitsnpieces2020 - 2021-08-12 19:11:00
10
bitsnpieces2020 wrote:


"A blaring car alarm woke them up. The house was filling with smoke and alarms were going off as they escaped, he said."
Theres zero chance of putting out a EV battery fire. just get out with your life.

That's the same with all house fires, just get out. No difference.

tygertung - 2021-08-12 21:00:00
11

I'd wager plenty of kitchen fires are put out by owners, when alarms are set off.

bitsnpieces2020 - 2021-08-15 09:09:00
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