Talk to Mortgage broker or go to bank first?
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1 | Hi guys, anyone know if its best to find a mortgage broker to talk to about conditions of getting a loan for a house or go to a bank first? any help greatly appreciated, thanks perfumeandchis - 2021-01-25 19:15:00 |
2 | "blows own trumpet" read reviews and then make a decision. jeffqv - 2021-01-26 16:39:00 |
3 | Just go to the bank that you use, easy as, I would leave a broker for last option. Each to their own. msigg - 2021-01-26 17:19:00 |
4 | jeffqv wrote: orphic1 - 2021-01-26 17:54:00 |
5 | Ok sounds good thanks perfumeandchis - 2021-01-26 17:55:00 |
6 | jeffqv wrote:
So il go to bank and if no good il come to you yeah :) perfumeandchis - 2021-01-26 17:58:00 |
7 | msigg wrote:
Why? Banks have very little loyalty to even long term customers nowadays. A broker will tailor the application to the appropriate lenders. johnston - 2021-01-26 18:07:00 |
8 | johnston wrote:
Brokers are so much easier to deal with and help you with the best way to put your applicatiooon forward. Also you don't get a different dodo to deal with like everytime at the bank familiadude1 - 2021-01-26 19:12:00 |
9 | msigg wrote:
Just wondering how your 'each to their own' in the other thread is going for you msigg? You didn't answer re; insurance etc ??? desi1969 - 2021-01-26 19:14:00 |
10 | Daughter went to the bank and they wouldn’t look at her so went through broker and had no problem and guess who the mortgage is with, yes her own bank. camper18 - 2021-01-26 20:00:00 |
11 | camper18 wrote:
Just love it when that happens, which is a lot! jeffqv - 2021-01-26 21:47:00 |
12 | camper18 wrote:
that is pretty much how it happened for us cathi - 2021-01-26 22:33:00 |
13 | Hit and miss really. I’ve had good and bad with both. A good broker is worth their weight in gold. So is a good loans manager. As others have said. Ask your bank and see what they can do. Then ask a broker. macman26 - 2021-01-26 23:41:00 |