Here’s a bit of light reading for y’all.

https://cdn.auckland.ac.nz/assets/business/about/our-researc
h/research-institutes-and-centres/RPRC/OtherPapers/ToR%206%2
0FINAL%20St%20John%20and%20Dale%204%20Oct%20revised.pdf

lakeview3 - 2021-03-20 23:03:00

domy2010 wrote:

Too much tax? People are selling their properties making $500k profits, tax free.... that's not paying too much tax! That's paying no tax... lowest in the Western World

why do you think it’s tax free? If it’s an investment property it attracts tax on the income. It may also be subject to the bright line test.

princess52 - 2021-03-21 00:28:00

heather902 wrote:

What is it with the NZ Pension that gets you so wound up LV.. you are going to be one of those pensioners you love to hate before you know it.

bee/bonnet situation. Also applies to COVID, type 2 diabetes and any other disease that strikes people. Also, could be called an obsession

princess52 - 2021-03-21 00:39:00

kittycatkin wrote:

Good grief, when was that ? Not in my lifetime. Not in anyone's lifetime; showers were around in the 19th century. Pink Batts have been around for many, many years.They were invented in the 30s and widely used by the 50s.

Electric heaters have been around for well over 100 years.

I have never seen a new house at any time that fits your description. Zip heater over the bath ? Mouldy tongue and groove walls ? No windows for ventilation?

Why would anyone go on a waiting list to make a phonecall from their own phone ?

my parents’ home was built in 1960. It had no shower and no insulation anywhere. My parents added a shower which was in the laundry. They also had insulfluff installed. Both of these were done later in the 1960s.

We moved into our current house in 1992. It was in 2 flats. It had a califont in the bathroom and the toilet was in the back porch.

princess52 - 2021-03-21 00:49:00

apollo11 wrote:

If we'd allowed market forces to act then we wouldn't be in the situation where banks are 'too big to fail' and the global financial system is being sent to the moon with a deluge of money printing. We are so far from 'market forces' that I don't think they exist any more.

I think I agree with this

magicroundbout - 2021-03-21 01:21:00

sparkychap wrote:

In our dystopian hellscape future everything is just ponzis piled on ponzis to give the masses their next dopa fix while the world burns. ????

pretty much agree with this too

magicroundbout - 2021-03-21 01:22:00

lakeview3 wrote:

Here’s a bit of light reading for y’all.

https://cdn.auckland.ac.nz/assets/business/about/our-researc
h/research-institutes-and-centres/RPRC/OtherPapers/ToR%206%2
0FINAL%20St%20John%20and%20Dale%204%20Oct%20revised.pdf[/quo
te]

Not sure that helps your argument as much as you think it does, describing Aussie style means testing as a third rail policy. Their conclusion is a UBI type Super with more aggressive tax on other income as being fairer and more palatable.

sparkychap - 2021-03-21 08:26:00

domy2010 wrote:

"Chief Human Rights Commissioner Paul Hunt says the government has a binding human rights obligation to create conditions which permit everyone to enjoy a warm, dry, safe, accessible and affordable home."

.... Also healthy homes legislation

Just because someone says something is so in draft guidelines does not mean it is so. If his proposed guidelines are adopted by the government, then the government will have to act. And pay up if tenants and homeowners can't or don't.

About the healthy rentals standards. Just maybe there have been rent increases as additional costs are paid for by tenants. Good for landlords who get to upgrade paid by someone else.

artemis - 2021-03-21 08:32:00

This message was deleted.

kittycatkin - 2021-03-21 11:46:00

This message was deleted.

kittycatkin - 2021-03-21 11:49:00

kittycatkin wrote:

Also fluoride, people leaving Auckland well ahead of the lockdown, gays, people who are better informed than her.....

get your facts straight kitty and quit the personal attacks and FYI I don’t have an issue with gay people. Some of mine and my husbands family members are gay.

lakeview3 - 2021-03-21 11:53:00

kittycatkin wrote:

One house may have been like that, it doesn't mean they all were. The house we lived in when I was a child was built in the 50s and had a shower that looked as if it had always been there.

I agree - and just because there were houses like that and some posters may have grown up in one, doesn't mean we should expect our children to go through the same thing as some right of passage. As a developed society, we should always be striving to set better standards for future generations. But this "I lived in a pit so don't see why FHBs should expect better" stuff is just rubbish.

Edited by sparkychap at 12:04 pm, Sun 21 Mar

sparkychap - 2021-03-21 11:57:00

sparkychap wrote:

I agree - and just because there were houses like that and some posters may have grown up in one, doesn't mean we should expect our children to go through the same thing as some right of passage. As a developed society, we should always be striving to set better standards for future generations. But this "I lived in a pit so don't see why FHBs should expect better" stuff is just rubbish.

Those pits were built to the Governments building code then issued a code of compliance from the council. So just another failure from our glorious public servants? Where's the accountability? Let's just push the costs onto the tenants - again.

pcle - 2021-03-21 12:07:00

Don’t mention the deregulation that led to leaky homes

lakeview3 - 2021-03-21 12:29:00

sparkychap wrote:

I agree - and just because there were houses like that and some posters may have grown up in one, doesn't mean we should expect our children to go through the same thing as some right of passage. As a developed society, we should always be striving to set better standards for future generations. But this "I lived in a pit so don't see why FHBs should expect better" stuff is just rubbish.

I agree but I was responding to the wide generalisations. There were good and bad builds everywhere, more individual bad workmanship than universal approval of bad design like the leaky homes saga. Of course we should be striving to be better in all things including building standards

shanreagh - 2021-03-21 12:32:00

pcle wrote:

Those pits were built to the Governments building code then issued a code of compliance from the council. So just another failure from our glorious public servants? Where's the accountability? Let's just push the costs onto the tenants - again.

No, not a failure*. They were built to what was acceptable at the time. As I said, most of us are looking at raising standards. This has nothing to do with raising rents, although that's clearly something that gets you excited.

*Before anyone comments, the leaky building fiasco excepted. But the context here is older properties than that.

Edited by sparkychap at 12:45 pm, Sun 21 Mar

sparkychap - 2021-03-21 12:43:00

pcle wrote:

Those pits were built to the Governments building code then issued a code of compliance from the council. So just another failure from our glorious public servants? Where's the accountability? Let's just push the costs onto the tenants - again.

Yawn. You are not correct but then it would spoil your argument, such as it is to get off the anti govt, anti everything horse you are riding. .

NB Govt in 50s, 60s, 70s erected its builds to its own standards but they had to be in line with best practice. Houses were built by either MOW or private contractors for Maori Affairs, L & S. Railways, State Advances for state housing and for pool housing. Some houses were designed by architects who were fleeing from Nazi oppression and later from USSR expansion. These architects were bonded to work on Govt depts and so in some cities we have designs by Plischke et all for state houses.

The term Code compliance was not used. This is a much later term.

Most times there was a relationship between the Council and the Govt dept over the type/standard built but there was no requirement for approval either to the actual buildings or the subdivision layout. There was a fund of money given to the Council if reserves etc could not be set apart, That is why if you buy a house that had been owned as one of these there MAY be a lack of info or you may find all the info deposited with Council as part of the records for the very first house built in the series,

In the private sector there were town planning regulations and council zonings. Fore runners of the Town & Country planning act guided Councils.
The 50/60s was the era of group building on brand new subdivisions and firms such as Beazley, Keith Hay homes and Lockwood. put up homes in the private sector. Those who could afford it had an architect design etc.

Good design and building practices work for everyone - home owners, landlords and renters alike.

Edited by shanreagh at 12:56 pm, Sun 21 Mar

shanreagh - 2021-03-21 12:48:00

^^

sparkychap - 2021-03-21 12:50:00

sparkychap wrote:

I agree - and just because there were houses like that and some posters may have grown up in one, doesn't mean we should expect our children to go through the same thing as some right of passage. As a developed society, we should always be striving to set better standards for future generations. But this "I lived in a pit so don't see why FHBs should expect better" stuff is just rubbish.

**Rite of passage**.

apollo11 - 2021-03-21 12:56:00

apollo11 wrote:

**Rite of passage**.

**wanders off slapping myself with a warm copy of the OED**

sparkychap - 2021-03-21 13:01:00

sparkychap wrote:

I agree - and just because there were houses like that and some posters may have grown up in one, doesn't mean we should expect our children to go through the same thing as some right of passage. As a developed society, we should always be striving to set better standards for future generations. But this "I lived in a pit so don't see why FHBs should expect better" stuff is just rubbish.

I agree absolutely. My point was that there were new houses without insulation or showers.

We didn’t have electric heaters either. Just a space heater/fire. My parents lived in that house for 44 years.

They also added solar heating for the shower in the 1970s.

When we moved in, there were polished floors, no carpets. They added those when they could afford them.

It was also a very small house. It had 3 bedrooms but one of them could only fit one single bed. There was a “short” bed in there. Think it was approximately 5 ft long.

They changed the plans so that the living area faced north too.

princess52 - 2021-03-21 15:12:00

The member deleted this message.

domy2010 - 2021-03-21 16:09:00

domy2010 wrote:

After 5 years of record gaining yields, the capital gains are tax free. Not talking about the income, more so the profit made on the capital gain when selling.

I agree that all income should be taxed equally, regardless of source. But I still don't think that taxing capital gain on private homes would do much to cool the housing market, because of the underlying issue of demand exceeding supply.

apollo11 - 2021-03-21 16:53:00

apollo11 wrote:

I agree that all income should be taxed equally, regardless of source. But I still don't think that taxing capital gain on private homes would do much to cool the housing market, because of the underlying issue of demand exceeding supply.

Might work OK if it includes CGT on owner occupied homes as well.
Not sure what the shortage really is though. Some 40,000 homes for sale or rent plus a few thou ads for flatmates, That's just Trademe.

Possibly an 'affordable' shortage, but that's an issue of income not supply.

Also possibly a shortage of rentals for some who fail the more rigorous rental risk assessment these days - a consequence of government policies..

artemis - 2021-03-21 17:24:00

domy2010 wrote:

After 5 years of record gaining yields, the capital gains are tax free. Not talking about the income, more so the profit made on the capital gain when selling.

IRD has always had the ability to tax the profit on the sale of a house. They just haven’t used the legislation. It comes down to intent. What was the intent when the property was purchased?

We were told yonks ago that if we intended to do speccies we needed a firewall between those and investment properties. Otherwise the whole lot could be taxed as spec do ups.

We didn’t go down that track. We stuck to having a rental business.

princess52 - 2021-03-21 17:26:00

artemis wrote:

Might work OK if it includes CGT on owner occupied homes as well.
Not sure what the shortage really is though. Some 40,000 homes for sale or rent plus a few thou ads for flatmates, That's just Trademe.

Possibly an 'affordable' shortage, but that's an issue of income not supply.

Also possibly a shortage of rentals for some who fail the more rigorous rental risk assessment these days - a consequence of government policies..

There is a shortage of properties for rent, certainly.
https://borgenproject.org/homelessness-in-new-zealand/

apollo11 - 2021-03-21 17:36:00

apollo11 wrote:

There is a shortage of properties for rent, certainly.
Https://borgenproject.org/home-
lessness-in-new-zealand/

As I said there may be a shortage of rentals for some who are not acceptable to private landlords. That does not mean an absolute shortage. Since nearly half on the social housing waiting list are single - nearly 12,000 - and most of them are living somewhere other than in emergency housing, why are they not successfully applying for advertised vacancies or for ads for flatmates.

There is help and support available - including bond, accommodation supplement, TAS. But first find a landlord who will take them on.

Some in the past would have lived in boarding houses but many have been repurposed for emergency housing or halfway housing, or have closed down due to government policies that make them uneconomic.

Maybe they should get in touch with the person responsible for homelessness in the government - Marama Davidson. (Good luck with that.)

artemis - 2021-03-21 18:23:00

kittycatkin wrote:

Why? If they sold the houses, the renters would have nowhere to live and would end up in motels that YOU would be paying for.

Exactly! Does it ever occur to people that landlords are providing accomodation for people that the government has failed to do? But no, lets punish landlords. Unfortunately some people will always be renters and the govmt couldn't care less. Where does the govmt think returnees and their open door policy for immigrants are going to live?? Unfortunately lack of housing will get worse and taxing landlords is NOT the answer!

diddlypop - 2021-04-05 19:41:00