BUDGETS.....who needs them....ME
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| 1751 | Debbie does Gardens - lololol (couldn't resisit that sorry) I used to write brochure copy, so if you want to email your flyer to me to tweak please do. Edited by toadfish at 6:37 am, Wed 7 Mar toadfish - 2012-03-07 06:26:00 |
| 1752 | dibble35 wrote:
With the budget - can't help with the Vodka Cruisers other than to say ration them, so the treats will last longer, rather than a 1 night drown. I like LIndaur Sav Bubbles, I buy a bottle on special, have this great sealing device I brought in Aussie and 1 bottle lasts a week of after work wines - I just have one glass and its enough to enjoy and it stays bubbly to the last glass. toadfish - 2012-03-07 06:31:00 |
| 1753 | Wish you were still in Auckland, I am moving to a place that has never been landscaped, I have a huge job ahead of me, can you reccomend any garden planners from your Auckland days? As I want to spend the money on a good workable plan, then do the work myself gradually. toadfish - 2012-03-07 06:58:00 |
| 1754 | Dibble- what about ''BEAT THE BUSH'', let Debbie control your bush...... regualar maintanance, or those big jobs nothing is to big or small, I mean I know its slighly clieche but woman do maintain certain things dare I say bushes , eyebrows, legs, arm etc etc but, when it comes to gardens we say oh well ill get to it and before we know it , it has become a BUSH....NO OFFENSE meant by this, ( laughing to myself as I hit save but youll get the drift) kob - 2012-03-07 08:05:00 |
| 1755 | toadfish wrote:
Nobody springs to mind, My friend Rowan still works at ardmore nurseries(wholesale plants) in South Auckland and they deal with a LOT of landscapers. If you get stuck give her a ring and she might be able to reccomend someone, shes in the office part time and in the nursery part time so might take a few tries to catch her in the office. I asked for business nameshelp in the gardening thread, and the one i quite liked was TLC4 gardens. Dont know if to modern for possibly older potential clients? My old boss is a landscape designer... I'm annoyed with him for making me redundent but he is good at what he does, and he always said he would cover the Auckland area as well as up north here. So if you wanted to try him google Plantpro and sons landscapers. Hes in Auckland every month or 2 so if your in no hurry might work out well. Edited by dibble35 at 10:12 am, Wed 7 Mar dibble35 - 2012-03-07 10:11:00 |
| 1756 | toadfish wrote: I like your local garden specialist etc....... and garden angel, have to try and get something ready for next wednesday, thats my deadline. dibble35 - 2012-03-07 10:15:00 |
| 1757 | dibble a really good tip to do in times of strive is to make a list of all the places we regully pay money out to, banks, telecom, vodafone, power, sky etc etc and ring them, for banks you want to know if the accounts your on a giving you the cheapest fees and if not change accounts its a bit of work but worth it, power, if you may monthly installments, one: see if your owed any backpay and get it 2: ask to have your monthly plan reviewed this way if you have being over paying you can request a downgrade, if you have sky either 1: change down your package to cheapest available or 2: put it on a sumer holiday and you still get channels 1,2,3 prime & maori channel and you can do this for a 3 month period for about 10 bucks a month, and can restart up when your more finaincial, Phones: check plans your on for internet, calls, mobiles etc etc all things can be reviewed, if you have a few loans or anything of a similar nature you might be able to reconcillate and reduce costs that way on a low interest rate, there are a million things you can do to reduce spending and to raciate money back into the household, personal ironing is always a good one, dog walking, house cleaning the list goes on and on, I love to declutter and my personal faverite task when we had been on holidays or something sinilar and had a vise bill was to sell enough stuff on trademe to pay the CC debt I made it everytime, its amazing the stuff we have acccumulated that we dont need, any way have a good day the suns shinning here and its going to be a lovely afternoon kob - 2012-03-07 13:21:00 |
| 1758 | Your lucky,been drizzling all morning/day here in whangarei, and havnt got a lot achieved. Made some cinnamon scrolls.... havnt risen much and friend coming to try them very soon so hope they cook up OK. Looked at getting a rates rebate for low income people but not entitled to it even though budget advisor insisted i was, in fact 2 of them said i was entitled to it. Cancelled my application for a student loan, only $300 and they want a $60 admin fee and $40 a year after that so gonna put it on the revolving mortgage, figure it'll be cheaper in the long run. And going to get onto that flier hopefully this afternoon, hardest bit will be to find a decent photo of myself to put on it, hate 99% of them as most people do. dibble35 - 2012-03-07 13:47:00 |
| 1759 | Went to the supermarket this morning, managed to keep under my $50 budget.... even managed a pack of chicken and 2 packs of bacon - only $2.60 a packet for 250gm and good quality rindless streaky type bacon. Was reduced to clear cause of use buy dates, think they mis priced a couple of packets, rest were all $4.70 reduced price so got a great deal. No veg though, have to live on zucchin, beans, and tomatoes out of the garden and frozen veg. Plenty of rice and flour and can make bread so hardly going to suffer. dibble35 - 2012-03-07 13:53:00 |
| 1760 | ring your information centre and find out if there is a community garden in your area, we have one here, and you can go and get a few veges every week to make the dollars stretch, its not a food bank or anything like that, but they get the pd workers and volenteers to maintain it, for the community kob - 2012-03-07 13:59:00 |
| 1761 | If i get desperate I can go and get a food parcel from the salvation army, have thought about going twice now but really things arnt that bad yet, went thru my wardrobe and found all my old weight watchers books etc, have 3 sets from various times i went back, probably quite a few dollars worth there so will sell them off. dibble35 - 2012-03-07 16:32:00 |
| 1762 | I used to write brochure copy, so if you want to email your flyer to me to tweak please do.[/quote] Hi taoadfish, yes would like to get you to tweak please, have written out a very very rough copy just to get some ideas down on paper, will go over it in next day or two, my sisters good at CV's so hopefully she'll give me some ideas as well. then can i send it to you please? my address to save you getting into trouble is chooklady at XXXX (the tele com one) etc. hope thats vague enough to escape detection but not to vague for you :-) Edited by dibble35 at 5:04 pm, Wed 7 Mar dibble35 - 2012-03-07 17:03:00 |
| 1763 | Since I have found this thread I have made my own liquid soap which is fantastic, when I tell my friends that I have made it they dont believe me :-) I have made home made pizza which was a total hit and we have had it twice in a row, for dinner tonight we had beef stroganoff which was super yummy even my 2 toddlers ate it all!!! and I have the rest of our week planned with meals from here which I found all affordable at the supermarket in my $150 budget to feed 2 adults and 2 toddlers plus buying for a 6month old. All I have to say is a big THANKYOU!!!! hammondsocial - 2012-03-09 00:23:00 |
| 1764 | And I have my own fizzy lemonade drinks which Im just waiting for them to fizz up but all in all Im super excited :-) hammondsocial - 2012-03-09 00:25:00 |
| 1765 | Dry Skin - 5 drops of lavender oil or oat extract to bath water. After bath apply aloe vera cream hammondsocial - 2012-03-09 00:32:00 |
| 1766 | Fatigue - Drink a cup of fresh orange juice with a pinch of rock salt hammondsocial - 2012-03-09 00:33:00 |
| 1767 | Sore throat - Gargle with hot water mixed with 1/4 tsp of tumeric powder and a pinch of salt hammondsocial - 2012-03-09 00:37:00 |
| 1768 | dibble35 wrote:
Will try to have a look at it over the weekend, wll get my daughter to put it on publisher and get 2 to a page.. with a leafy border, should look good. Edited by toadfish at 7:04 am, Sat 10 Mar toadfish - 2012-03-10 07:03:00 |
| 1769 | toadfish wrote:
Sounds flash, THANKYOU. i get my nephew to help me.... I think i do ok on my laptop but am constantly amazed at what can be done on it that i had no idea about. He helped me with an assignment for tech. Just adding photos and 'wrapping' the text to photos etc, gee it looks flash, He showed me how to do the first one, helped me with the 2nd when/if i got stuck, and I did the 3rd and 4th on my own. I dont catch on how to do it as fast as him, but get there in the end. dibble35 - 2012-03-10 11:05:00 |
| 1770 | We did the groceries today and i picked up a #28 chicken for $14.99 ( yes i wrote that correctly) from pak and save.I also picked up 3 packets of chicken tenderloins for a total of $18 (24 pieces) saving $8. i have frozen 12 pieces, that will give me 6 meals ( i cook 2 pieces and have with a coleslaw for work) and the remaining half was used in a butter chicken dish (served on rice) that i got 4 servings from (adding a side dish of scallop potato and kohlrabi patties, both home grown veges) Edited by whiskey13 at 9:55 pm, Sun 11 Mar whiskey13 - 2012-03-11 21:52:00 |
| 1771 | Am new to this thread. So far have made the Muesli Bars although I can't remember who posted it on here - but they were really easy and good, and actually set properly (instead of crumbling). so thanks for that. making meatballs tonight. agave1 - 2012-03-12 11:25:00 |
| 1772 | my tips.... 1. find out what day your DVD shop does $1 DVD's, cheaper than going to the movies. 2. knit your own socks (socks are really expensive to buy!). 3. sew/make your own pillowcases (very easy) and there is lots of flannelette material around in nice colours. 4. if the zip busts on your child's hoodie, just sew up the front and use as a jersey. 5. get a friendly beekeeper to lend you a beehive - pollinates more fruit. 6. vinegar and baking soda for cleaning. agave1 - 2012-03-12 11:29:00 |
| 1773 | The $1 dvd's are good aye agave, I used to get 4-5 a week but to be honest most of the movies now-a-days dont appeal to me. I'm off to a WINZ seminar tomorrow on looking for a job..... Funny, I've heard of so many jobs in the last few weeks, unfortunatley none of them are full time or permanent, but hopefully i'll get a few of them, persimmon picking for 6 weeks, painting inside of a house, 2 weeks work in Auckland on school holidays. dibble35 - 2012-03-12 18:28:00 |
| 1774 | bump :-) hammondsocial - 2012-03-21 10:42:00 |
| 1775 | bumping too :) towie11 - 2012-03-21 11:19:00 |
| 1776 | well im still on the bottling wagon, have been begging and stealing jars left right and centre, and filling them up, I must have stewed about 40 kg of apples, yesterday and today so have pretty sore hands but in terms of desserts I wont need to buy fruit for the clients for the whole of winter as I have heaps of rhubarb, stewed plums, stewed apples, and ive got a grocery bag of nashi pears to stew tomorrow, done heaps of plum jam, made a big batch of plum sauce and even made quince honey, bit unusual but they were there, so as I hate quince jelly i thought id give it ago and it was in the edmonds recipe book,looks abit like marmalade and tastes abit like sweet honey with grated apple inside, so will see how it goes , I raided a tree of lemon s and made heaps of lemon honey, so that will be good for pies and muffins etc etc, today was the first time i have had to buy jars the second hand shop had a banana box full of odd shapes and sizes for $7 so thats not too bad considering all that I have been doing. The stewed apples went into marg and big youghurt containers as thats the perfect size to defrost and make into crumble or pie , will make a cig container of crumble mix when i restoke my baking supplies and freeze it ready for instant desserts, no panicing min my household visiters arrive I ahve fruit I have crumble and all i need is some sweet runny custartd. yummo Everything I make I send out in a litle baby food jar to the clients ( I do meals on wheels) so they enjoy having a sweet treat and they all still live at home, so it comes in extremely handy , and I take a few jars home to fill up my pantry so a win win for all. kob - 2012-03-21 13:01:00 |
| 1777 | Aplogies Dibble - we move in a weeks time, and have access now, so life has been hectic - will try and look at your flyer soon. KOB - I am so jealous of all your domestic actvities,,,, the last few weeks for me have been a blur of working and preparing to move,,, I hate it and am counting the days till its all back to normal. Take care everyone... and keep your eye on the vision.... more for less..... I felt very blessed this weekend - my favourite bubbles were reduced from $18.99 to $8.99 - so I brought a case - I am determined not to drink it faster just because it's there - but feel blessed that I could spend money in the short term to save in the long term - in saying that when it is $18.99 - I change my tipple for something else nice thats on special lol. toadfish - 2012-03-22 06:44:00 |
| 1778 | greg.n.michelle wrote: katj90 - 2012-03-25 13:08:00 |
| 1779 | If you're in need of extra cash go through your house, find everything you don't wear or use anymore, and sell it off. I do this regularly. If you can't afford to top up your trademe account, (and i probably shouldn't say this here lol) a certain social networking site starting with F has a lot of local buy/sell groups that have no fees to use. katj90 - 2012-03-25 13:16:00 |
| 1780 | BUMPING FOR MORE BUDGET TIPS!! towie11 - 2012-03-26 13:28:00 |
| 1781 | I love this thread... I have been making the laundry liquid for nearly a year huge saving when you have 2 adults and three boys. I make mine up in a jerry can so do 20 litters and found it was easy to manage this way with the tap at the bottom. So thanks Kob you have saved me about $360 in the last year I normally buy the liquid instead of powder. I have also found a great pick your on veg place that is close to home $2kg for pepper 90c for tomatoes Chillies $10kg and other fantastic prices my cupboards and freezer are full of pickles preserves dried tomotoes. soups wich I make in bulk then freeze inside a ice cream container lined with a bag to save on space. I have Chickens now and grow all of my own herbs and some veg though the pick your own place is really hard to bet for value for money. I only buy meat when it is on special and I buy bulk when it is so have plenty. If I didn't go shopping for 2 months no one in this house would notice the food would still be lovely. retailgirl - 2012-03-27 10:58:00 |
| 1782 | didnt want to loose this bumping for more great ideas towie11 - 2012-04-02 12:19:00 |
| 1783 | This message was deleted. elliehen - 2012-04-02 12:20:00 |
| 1784 | homemade crackers are a doddle in the food processor i make them into sticks great for dipping roll thinly and cut into rectangles or shapes when they are all done put them back in the turned off oven for and hour or so to really crisp up pheebs1 - 2012-04-02 14:52:00 |
| 1785 | Hey guys, got myself a P/T job finally... yippeee. Bit more money coming in so wont have to scrimp and scavenge as much.... amazing what you can do without though! Have been quite successfully living off the vege garden, and fruit from my trees. Its 20hours a week in a garden centre plus a few hours a week cleaning, and a few gardening jobs lined up,and hopefully be able to get a few more of the gardening jobs. Will be a bit of a shock having to work again after all this time off :-) dibble35 - 2012-04-03 11:45:00 |
| 1786 | well done DIbble and getting a job in something you love as well. It always shows in the end product if you ahve someone that is passionit about their job not just doing it for the cash........i know we all like the cash but theres just something different it the two. kob - 2012-04-04 08:13:00 |
| 1787 | got rung up today and offered another!! job that i had applied for, this was for persimmon picking, 6 days a week but only for 5 weeks, only minimum wage but you did get a nice bonus if you picked more than x amount of crates, would have been OK. Have sore feet after my first day at work... and only 5 hrs!, on my feet all the time there.. will get used to it eventually. dibble35 - 2012-04-05 18:50:00 |
| 1788 | Good for you dibble, I wonder if you can continue to live on what you were living on, plus a little extra for sanity money and bank the rest for a back stop for when the seasons over? Edited by toadfish at 7:16 am, Fri 13 Apr toadfish - 2012-04-13 07:14:00 |
| 1789 | well thank goodness i got that job, just took cat to the vet as it had a lump on its side that got bigger from few days ago. Its an abcess and its rather large and gonna cost $350-$400 to drain etc....+ $35 for the cat carrier. Told my nephew he should become a vet and make heaps of money dibble35 - 2012-04-13 13:01:00 |
| 1790 | dibble35 wrote:
Ouch... and I just got the second car bill.... just over $700, making it $1260 in total.... We normally get Miss 19 to pay 1/4 but feel $315 is too much, she is a hard working uni student who does well in her studies who we like to try and support (she has a student loan for course fees but lives rent free)... but on the other hand we don't want her to be a princess either, hubbie thought 10% - $126... I thought $200.... what do others think? toadfish - 2012-04-13 17:04:00 |
| 1791 | ALong time ago we set up an account for our kids cars, which it regulally pays for things like AA membership and car servicing, we then all paid into this account for 2 months at 25 a week to give it growth and then we started to use it, we pay ahead of time for our kids car bills and they have to pay it back at $25 per week , and as long as they have a debit to their name a $25 payment is required from them easch week, its set up like a bank they get monthy balance reminders and if they mis a payment we charge them $10 it soon gets them sorted when it comes to paying it off, as the saying goes its easy to borrow the money but hard to pay it back, ,its like a car repair account that I manage lol if they have spare cash they can deposit it so that when the time comes they have a kitty ahead of time, lol but that does not normally happen to often.BUt only break downs need to be repaid. And if a thte time of re registering their cars they need help it does that too, but we are always careful to leave something in the account for the next car victim. Sounds complicated but its easy to manage if you have created it, and the kids sure know its for their benifit to keep it topped up when they can believe me. Edited by kob at 7:06 pm, Fri 13 Apr kob - 2012-04-13 19:01:00 |
| 1792 | toadfish wrote:
I think the original amount was fair but yep 200 is a good compromise. :) brusselsprout - 2012-04-13 19:13:00 |
| 1793 | you two (kob and toady) are so nice to your kids......My mum had a tough love approach - we paid our own way, 1/3 of my wages went for board! dibble35 - 2012-04-13 19:14:00 |
| 1794 | dibble35 wrote:
I guess the thing is, she is a full time law/commerce student... so doesn't really earn a wage and spends most of her spare time studying as its a full on conjoint degree, if she was working full time things would be different..... ok so now i have defended myself.... I hold my hand up "I am a big softie" but my girls are amazing and I like to help them. Edited by toadfish at 8:06 pm, Fri 13 Apr toadfish - 2012-04-13 20:04:00 |
| 1795 | dibble35 wrote:
Well although it might seem too cruisy, this was started as a way to encourage the kids to save for something like their cars breaking down, and even though they both now live away from home, its something that with a bit of a sacrafice from them still works in their favour,I too had to pay bored at home growing up ( cant remember what it was but i did) and for them we made them pay the equivalant in bored into a seperate savings account and we monitered it, and if we felt they were slipping we took bored off them and saved it for them, they both brought good cars that way and certainly helped them get on their feet. kob - 2012-04-14 08:11:00 |
| 1796 | dont get me wrong, I think it's great, shows your loving caring parents..... but i do think kids nowadays have got it easy. Well easier than I/we did. dibble35 - 2012-04-14 09:15:00 |
| 1797 | i think $200 is reasonable it's still $1000 less than the actual bill... crails - 2012-04-14 09:50:00 |
| 1798 | well we have brought our kids up with good work ethics and that being a slacker gets you no where in life, so if their car breaks down & its impossible for them to get to work via public transport at lease they know it can be towed and repaired stright away, and worry about costs at a later stage.They all live in the city as well and immediate payment is required NOT like us in the country that can pay it the 20th of the next month lol. My parents were the same with me, get a good credit reating with the garge and they will let you pay off any bills you have and thats what I did. So something that has been passed on kob - 2012-04-14 10:40:00 |
| 1799 | Bumping cause after too long away... it took me too long to find lol :) rachbabe - 2012-04-24 00:12:00 |
| 1800 | crails wrote: toadfish - 2012-04-24 06:20:00 |
