if you think rats and micecant get in your house you live in lala land..
i probably dont have rats here bacause the dracula naigbour has 12 cats

intrade - 2021-03-29 10:35:00

GOING back to Contents insurance you would probably want a good full hd security camera system alarm type. For car id get the snitch alarm.

Edited by intrade at 10:39 am, Mon 29 Mar

intrade - 2021-03-29 10:37:00

intrade wrote:

if you think rats and micecant get in your house you live in lala land..
i probably dont have rats here bacause the dracula naigbour has 12 cats

We had mice, I found out where they were getting in and blocked it. No mice or rats for five years now. There are a couple of traps up there that I check occasionally, nothing. Rats get in under the eaves, make sure there aren't any tree branches close to your roof. Mice can squeeze in through holes drilled in your floor plates, and work their way up through the insulation and wiring. We have two cats, one is an excellent mouser. She gets them when they are trying to work out how to get into the compost.

apollo11 - 2021-03-29 10:42:00

blands70 wrote:

And if your house burned down tomorrow that 10k won’t go far.

If I put all my stuff out on the street to sell it wouldn't be worth much. I could replace it easily for 10k with 2nd hand like for like. I prefer upcycled to new anyway.

corogirl - 2021-03-29 10:45:00

intrade wrote:

my risk is 50% to die in house fire its also 50% that i die in my car..

Is this your plan? Because the leading causes of death are heart attack, cancer and stroke. Not going to be easy co-ordinating a house fire and a heart attack, but good on you for thinking ahead.

apollo11 - 2021-03-29 11:09:00

It would be better to have fire extinguishers on each floor and smoke alarms to tell you that something is on fire. Then you can go and put it out with the extinguisher. We also have a fire blanket in the kitchen.

tygertung - 2021-03-29 11:51:00

tygertung wrote:

It would be better to have fire extinguishers on each floor and smoke alarms to tell you that something is on fire. Then you can go and put it out with the extinguisher. We also have a fire blanket in the kitchen.

The fire expert people (can’t remember their official name sorry) say evacuate the building immediately through the safest exit (closing all doors behind you) and phone 111. DO NOT RE ENTER.

I’ll stick with their suggestions...

lovelurking - 2021-03-29 13:32:00

Oh, and contents insurance!
I’ve phoned 111 for the fire brigade once already in my life. That was enough to remind me contents insurance is cheap...

lovelurking - 2021-03-29 13:35:00

sparkychap wrote:

I don't have a problem with self insuring if you completely acknowledge the risk and have accounted for them. I'm sure your husband is a great driver, after all he's male, but its a different story if he then gets rear ended by a bad driver with no insurance.

Haha our van is 2009. Well serviced but he figures for every year that is $1,000 of use and we drive all over the country especially Auckland to Wellington often, so at $7,000 it costs who cares.

deboron - 2021-03-29 15:13:00

lovelurking wrote:

The fire expert people (can’t remember their official name sorry) say evacuate the building immediately through the safest exit (closing all doors behind you) and phone 111. DO NOT RE ENTER.

I’ll stick with their suggestions...

Yes of course, but I've done plenty of fire safety courses at work with the fire people and they say that if it is a small fire you should get everyone else to evacuate and have a go at it yourself first.

tygertung - 2021-03-29 16:37:00