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Where and how do poor folks retire?

#Post
51
lakeview3 wrote:

oh look.....I don’t make stuff up

https://www.stuff.co.nz/national/122667603/unemployed-firstt
ime-voter-vies-for-hamilton-seat-in-parliament

Difficult to tell unless you cite the source. But thanks for doing that now.,

sparkychap - 2020-09-10 07:40:00
52
rhys12 wrote:

That article is almost unbelievable, that someone could have such little moral compass that they think nothing wrong of sharing with the world how much they 'earn' on the benefit, and with this statement 'I guess I haven't found anything I’m passionate enough to deal with the numbs of that job, or the effort for what I’m getting paid.' this really pees me off! So he 'chooses' not to work and the Govt allows this and pays for his lifestyle?

What he is 'earning' is more than many working full time on minimum/low paid jobs earn. I guess he's right, why would you bother putting in any effort to a job when you can sit at home getting $680 a week for free.

It is almost unbelievable, but does highlight a need to sort out people like him, who just simply can't be bothered working, rather than can't.

There are beneficiaries getting a lot more than $680. but they will quote the base rate and forget to mention how much best start, wff, A/S, TAS they are receiving. its all a little bit depressing really when the middle working are derided by the poor unworking as being rich... if lockdown taught some people anything it was how easy some people have it.

heather902 - 2020-09-10 07:44:00
53
marte wrote:

Minimums like $1600. & $2000 is higher up, but that's depending on the rateable value.
Was $555 in 1998...

That's Inc rubbish bins & standard water rates,
Then there's $110+ for regional rates, which isn't ICC rates.

Ohai rates are even higher, $2100+


Those rates aren't too bad. If you want a sphincter tweaker check out Porirua's rates. Double what I pay but for a house of lesser value.

apollo11 - 2020-09-10 07:57:00
54
heather902 wrote:

There are beneficiaries getting a lot more than $680. but they will quote the base rate and forget to mention how much best start, wff, A/S, TAS they are receiving. its all a little bit depressing really when the middle working are derided by the poor unworking as being rich... if lockdown taught some people anything it was how easy some people have it.

Yep. I have a friend that got all her dental work done with a loan that she got to pay back interest free from winz, meanwhile I'm having to pay upfront with no interest free loan. She can't find a job she's passionate about either.
But I'd still rather be on my situation than on a benefit, even when my job involves picking up mouse poo some days.

annie17111 - 2020-09-10 08:02:00
55
apollo11 wrote:


Those rates aren't too bad. If you want a sphincter tweaker check out Porirua's rates. Double what I pay but for a house of lesser value.

ours are over $3000 a year. Our rv is about $400,000

annie17111 - 2020-09-10 08:06:00
56
annie17111 wrote:

Yep. I have a friend that got all her dental work done with a loan that she got to pay back interest free from winz, meanwhile I'm having to pay upfront with no interest free loan. She can't find a job she's passionate about either.
But I'd still rather be on my situation than on a benefit, even when my job involves picking up mouse poo some days.

Its the dishonesty of what people are getting that annoys me. not because i envy anyone being on a benefit, but it isn't always as bad as we are being led to believe, someone with 3 kids in Auckland is getting nearly $1000 in the hand a week, and we still are still being fed the line of what a degrading pittance it is.and how ashamed of that we should all be.

https://www.workandincome.govt.nz/products/benefit-rates/ben
efit-rates-april-2020.html#null

heather902 - 2020-09-10 08:11:00
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annie17111 wrote:

ours are over $3000 a year. Our rv is about $400,000


Not quite as bad as the 'Rua, but close. Bloody robbers.

apollo11 - 2020-09-10 09:58:00
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heather902 wrote:

Its the dishonesty of what people are getting that annoys me. not because i envy anyone being on a benefit, but it isn't always as bad as we are being led to believe, someone with 3 kids in Auckland is getting nearly $1000 in the hand a week, and we still are still being fed the line of what a degrading pittance it is.and how ashamed of that we should all be.

https://www.workandincome.govt.nz/products/benefit-rates/ben
efit-rates-april-2020.html#null


It's almost like a 'do nothing' breeding program. Their numbers can only increase.

apollo11 - 2020-09-10 09:59:00
59
joey2221 wrote:

I know a lady who sold her house and got offered a brand new 2bedroom housing corp house a year later .Really pissed me off.

Single person gets a H.N.Z. 3 bedrooms house and set for life, with a dog to keep the interior nice. Know of 2 locally.

amasser - 2020-09-10 10:00:00
60
annie17111 wrote:


But I'd still rather be on my situation than on a benefit, even when my job involves picking up mouse poo some days.

You are so right. It comes down to personal integrity. I have done some pretty horrible jobs over the past few years, all of them minimum wage, however I now have a great job and would still have preferred doing those horrible 'numbing' jobs (that took a lot of effort for minimum wage) than sitting around doing nothing, expecting the Govt to support my choice not to work.

This man is having a laugh - he is obviously more than capable of working, but just doesn't want to. I actually thought WINZ had in-work people that put you forward for jobs if you were on the job seekers, and that by declining them you risk your benefit - obviously they are not doing enough.

rhys12 - 2020-09-10 10:01:00
61

$680/week is below minimum wage assuming a 40 hour work week ($18.90/hour, or $756 for a 40-hour week). So he is not "earning" more than anyone working full time on a minimum wage job, as rhys12 has suggested.
1. I wouldn't want to have to live on that.
2. Unemployment exists. If he were working, someone else would be out of work instead. At least he's attempting to do something useful with his time.

luteba - 2020-09-10 11:09:00
62
luteba wrote:

$680/week is below minimum wage assuming a 40 hour work week ($18.90/hour, or $756 for a 40-hour week). So he is not "earning" more than anyone working full time on a minimum wage job, as rhys12 has suggested.
1. I wouldn't want to have to live on that.
2. Unemployment exists. If he were working, someone else would be out of work instead. At least he's attempting to do something useful with his time.

$632 a week after tax working 40 hours at minimum wage, so $48 less a week plus the costs that go with working like petrol, clothes etc compared to the guy sitting on the benefit

annie17111 - 2020-09-10 11:24:00
63
luteba wrote:

$680/week is below minimum wage assuming a 40 hour work week ($18.90/hour, or $756 for a 40-hour week). So he is not "earning" more than anyone working full time on a minimum wage job, as rhys12 has suggested.

The cost of having to get to and from work, ie owning and running a car, or even the extra costs of needing to consume more food when working (I work in a physically demanding job and eat more food when working compared to days off lazing around home) means someone would be financially better off on $680 at home than collecting $756 for having to go off to work each day.

jesus2000 - 2020-09-10 11:31:00
64
annie17111 wrote:

$632 a week after tax working 40 hours at minimum wage, so $48 less a week plus the costs that go with working like petrol, clothes etc compared to the guy sitting on the benefit

It's not clear that the $680/week is after tax either though.

luteba - 2020-09-10 13:38:00
65

Ha Ha - do you remember the ad that circulated (for a very short period) a number of years ago for a Kiwisaver scheme from one of the major banks. It was pulled pretty quickly but it started off with 'I'm gonna work till I die ....'. Sort of along the same lines as the 'aging' ad that didn't last long either which basically went in a full 'life' circle with the needs at each end being similar.

Edited by brouser3 at 1:50 pm, Thu 10 Sep

brouser3 - 2020-09-10 13:48:00
66
luteba wrote:

It's not clear that the $680/week is after tax either though.

How likely do you think *this* particular individual bothered to work out what his income would be if he actually had a job?
Its his pay from Winz make no mistake.

heather902 - 2020-09-10 13:52:00
67
luteba wrote:

It's not clear that the $680/week is after tax either though.

I would doubt many beneficiaries know what their before tax amount is. Benefits are supposed to be a stepping stone, not a way of life

annie17111 - 2020-09-10 13:56:00
68
annie17111 wrote:

I would doubt many beneficiaries know what their before tax amount is. Benefits are supposed to be a stepping stone, not a way of life


And yet, if this guy wasn't able to get a benefit, he would survive by stealing. Then he would get caught, and we'd pay ten times as much for his incarceration. What about bringing in compulsory military service for the 'rudderless'?

apollo11 - 2020-09-10 14:08:00
69
apollo11 wrote:


And yet, if this guy wasn't able to get a benefit, he would survive by stealing. Then he would get caught, and we'd pay ten times as much for his incarceration. What about bringing in compulsory military service for the 'rudderless'?

sounds he's already been stealing. I think there needs to be more encouragement for people to work, he has said he hasn't found anything he's passionate about so obviously can work.

annie17111 - 2020-09-10 14:16:00
70
apollo11 wrote:


And yet, if this guy wasn't able to get a benefit, he would survive by stealing. Then he would get caught, and we'd pay ten times as much for his incarceration. What about bringing in compulsory military service for the 'rudderless'?

Would the military even want those people?
Could they be taught self discipline?

mercury14 - 2020-09-10 14:56:00
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kittycatkin - 2020-09-10 15:04:00
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kittycatkin - 2020-09-10 15:07:00
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kittycatkin - 2020-09-10 15:08:00
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kittycatkin - 2020-09-10 15:10:00
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apollo11 wrote:


$1800 rural.


I would switch with you in a heartbeat. We are already over $3300 and that is very common in Invers. We are expecting ours to go upwards towards $4000 within 2-3 years.

strathview - 2020-09-10 15:10:00
76
kittycatkin wrote:

It would be very expensive and probably pointless unless we are at war, which we are not.


If it sorts them out early and saves us a life time of paying for benefits or 'free room and board', not to mention all of the pain of victims, it has to be good value.

apollo11 - 2020-09-10 19:19:00
77
strathview wrote:


I would switch with you in a heartbeat. We are already over $3300 and that is very common in Invers. We are expecting ours to go upwards towards $4000 within 2-3 years.


I think our rates are cheap because we are rural. We don't use any council services other than the occasional drive into town.

apollo11 - 2020-09-10 19:23:00
78
apollo11 wrote:


I think our rates are cheap because we are rural. We don't use any council services other than the occasional drive into town.


Apollo we are semi rural but under the ICC. We don't get water, no sewage, no rubbish collection, no footpaths, no lights, and are on a gravel road. To top it off if you ring the council or email them they don't reply. Kind of wondering how they are managing to justify the rates.

strathview - 2020-09-11 15:46:00
79
strathview wrote:


Apollo we are semi rural but under the ICC. We don't get water, no sewage, no rubbish collection, no footpaths, no lights, and are on a gravel road. To top it off if you ring the council or email them they don't reply. Kind of wondering how they are managing to justify the rates.


What size is your land?

apollo11 - 2020-09-11 15:54:00
80
sparkychap wrote:

I know an old lady who lived in a shoe.


Is that the same one who swallowed a fly?

headcat - 2020-09-11 16:07:00
81
heather902 wrote:

There are beneficiaries getting a lot more than $680. but they will quote the base rate and forget to mention how much best start, wff, A/S, TAS they are receiving. its all a little bit depressing really when the middle working are derided by the poor unworking as being rich... if lockdown taught some people anything it was how easy some people have it.

what TF is best start?

lakeview3 - 2020-09-11 16:38:00
82

Hi again, thank you for your replies and the OTT bit about the $600p/w payment - interesting :-))
I tried to claim for the accommodation supplement but I have too much savings, despite being in negative equity - you can't bloody win . . .
However the reason for me looking for retirement accommodation is that the brain and body aren't aging too well and the there are less brain cells than there were a while ago.
I was wondering whether there was anything here like the Abbeyfield houses in Britain where you rented a sinle room which was serviced and meals were available - like a boarding house but posher, or boarding school.

nonumbers - 2020-09-11 16:59:00
83
nonumbers wrote:

Hi again, thank you for your replies and the OTT bit about the $600p/w payment - interesting :-))
I tried to claim for the accommodation supplement but I have too much savings, despite being in negative equity - you can't bloody win . . .
However the reason for me looking for retirement accommodation is that the brain and body aren't aging too well and the there are less brain cells than there were a while ago.
I was wondering whether there was anything here like the Abbeyfield houses in Britain where you rented a sinle room which was serviced and meals were available - like a boarding house but posher, or boarding school.

Yes, there are places that might suit you. Perhaps phone your local council and medical centre, they should be able to help you.
Another thought, are you a member of the RSA?
Best wishes, nonumbers.

lovelurking - 2020-09-11 17:09:00
84
nonumbers wrote:

Hi again, thank you for your replies and the OTT bit about the $600p/w payment - interesting :-))
I tried to claim for the accommodation supplement but I have too much savings, despite being in negative equity - you can't bloody win . . .
However the reason for me looking for retirement accommodation is that the brain and body aren't aging too well and the there are less brain cells than there were a while ago.
I was wondering whether there was anything here like the Abbeyfield houses in Britain where you rented a sinle room which was serviced and meals were available - like a boarding house but posher, or boarding school.

That sounds like a great idea, what about a retirement village, one that has apartments? Try something like this?

Lots of options here.

https://heritagelifecare.co.nz/find-a-location

lakeview3 - 2020-09-11 17:38:00
85

All those oldies - eek!!
Had a quick look at heritage - but where is the price? Will do more searching tomorrow.

nonumbers - 2020-09-11 17:59:00
86
nonumbers wrote:

All those oldies - eek!!
Had a quick look at heritage - but where is the price? Will do more searching tomorrow.

yes have a look, give them a call, each place is different. Ask yourself what you want?

Company? A safe place? Meals provided? Independence? You definitely have enough money for a retirement home somewhere that’s for sure and once you get all your financials in order you may qualify for the accommodation supplement.

lakeview3 - 2020-09-11 18:14:00
87
nonumbers wrote:

All those oldies - eek!!
Had a quick look at heritage - but where is the price? Will do more searching tomorrow.

They might have years on them, Nonumbers, but some are not 'old' as such. I worked with a lady, outside in the winter, who had moved into a retirement village as it suited her lifestyle. I have two cousins in one, they are in the gym every morning and the one with more money was always travelling without worries about leaving her house and the gardens getting overgrown. Times have changed now for them but no doubt when things improve they will be off living their lives without the worries they would have had in their own houses. Where they are you are allowed to take a small dog and/or a cat but you can't replace them if they die---although some do with one of the same colour and age I have heard---could be a rumour. Some are expensive to get into but if you do need to go into care you are given priority over those who are looking for rest home or dementia unit care. As long as those are part of the village, of course.

kacy5 - 2020-09-11 18:56:00
88

There are several Abbeyfield houses here and more on the way. There is a website.

artemis - 2020-09-11 19:05:00
89
lakeview3 wrote:

what TF is best start?

A further $60 per child age 0-3 years old.

heather902 - 2020-09-11 19:44:00
90
headcat wrote:


Is that the same one who swallowed a fly?

Was that some form of primitive and not so successful birth control in those days do you think? If so it might account for the number of children living in the shoe.

shanreagh - 2020-09-11 19:44:00
91
apollo11 wrote:


What size is your land?


10 acres of which half goes under water each winter. So really only five usable acres and the house, shed and septic field is on a good acre of that. Costs more to buy a section in town than what our land is worth. We do have plenty of ducks here. Probably a duck hunters paradise.

Edited by strathview at 7:52 pm, Fri 11 Sep

strathview - 2020-09-11 19:50:00
92
heather902 wrote:

A further $60 per child age 0-3 years old.

What? $60 per week???? Are you FKM????

Jeepers I got absolutely nothing when I had my kids. Not even paid parental leave no bonus, no add ons, no nothing.

No wonder some people have lots of kids.

lakeview3 - 2020-09-11 19:57:00
93
lakeview3 wrote:

What? $60 per week???? Are you FKM????

Jeepers I got absolutely nothing when I had my kids. Not even paid parental leave no bonus, no add ons, no nothing.

No wonder some people have lots of kids.

Well I think it was a full of good intentions payment from our Prime Minister. And directed at our youngest and most vulnerable what could possibly go wrong?
Maybe she never really got it. nothing would ever be enough. the Increase in benefit payments/A/S/first start/winter energy payment/base benefit???

more please.

Edited by heather902 at 8:23 pm, Fri 11 Sep

heather902 - 2020-09-11 20:14:00
94
apollo11 wrote:


And yet, if this guy wasn't able to get a benefit, he would survive by stealing. Then he would get caught, and we'd pay ten times as much for his incarceration. What about bringing in compulsory military service for the 'rudderless'?


Why should he steal?
it is shown by the numerous jobs he has had that he is employable.
But they are not what he wants to do.
How many people have that choice?
And even the best job in the world, can still be a pain having to turn up to every day.

bernie184 - 2020-09-11 21:04:00
95
bernie184 wrote:


Why should he steal?
it is shown by the numerous jobs he has had that he is employable.
But they are not what he wants to do.
How many people have that choice?
And even the best job in the world, can still be a pain having to turn up to every day.


So if there were no benefit to support him, he would be stuck in a shitty job? Or would he rather keep stealing? I can only judge him by the decisions he has already made.

apollo11 - 2020-09-11 21:26:00
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mals69 - 2020-09-12 07:55:00
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