there was no local government there then and their main worry was the bears you really need to read these books

kamo631 - 2021-04-02 19:16:00

kamo631 wrote:

Actually this is wrong. Housing is not a business it is a human need. Anyone that has read Jean Auel's books about pre humans and finding caves for shelter would know that. We as a collective need to get back to that thinking. this property ladder thing is a new thing. even in my grandparents day a home was home a house to live in, not a vehicle for making money.

Wonderful.
So who is going to give this to you?
And what will you give back to deserve it?

masturbidder - 2021-04-02 19:16:00

lakeview3 wrote:

no it’s not.

Yes it is

masturbidder - 2021-04-02 19:17:00

kamo631 wrote:

my 83 year old mother was telling me today about how she and my father capitalised on the family benefit (me) and built their home in west auckland, Neil homes was the bulider that built it. And that they was no garage or drapes or carport or concrete. They bought the bare bones of a home in west Auckland back in the 60s.

my parents paid 18K for a section with a sea view in 1982, they put up a shell only kitset house on poles uninsulated for 19K (including building) and finished as they could afford much later. We painted it ourselves as a family and filled in the basement later to create a 4th bedroom. The drive got put in until 5 years later. You just cannot do that these days.

Edited by lakeview3 at 7:19 pm, Fri 2 Apr

lakeview3 - 2021-04-02 19:17:00

masturbidder wrote:

Wonderful.
So who is going to give this to you?
And what will you give back to deserve it?

tell us where we can buy a cheap section and build a box cheap shell only house with no insulation, single glazed ?

lakeview3 - 2021-04-02 19:18:00

lakeview3 wrote:

You just cannot do that these days.

What have we been effing telling you?

masturbidder - 2021-04-02 19:19:00

masturbidder i live in my own home. So I already have it. Nobody has to give it to me... Even better it is mortgage-free. No debt on it

kamo631 - 2021-04-02 19:21:00

lakeview3 wrote:

tell us where we can buy a cheap section and build a box cheap shell only house with no insulation, single glazed ?

Why would you want to return to cheap substandard unregulated housing? There are only losers in the end that pick up the tab.

heather902 - 2021-04-02 19:21:00

lakeview3 wrote:

tell us where we can buy a cheap section and build a box cheap shell only house with no insulation, single glazed ?

India.

sparkychap - 2021-04-02 19:22:00

masturbidder wrote:

What have we been effing telling you?

well that’s half the blardy problem isn’t it???? We are NOT comparing apples with apples. All the people who got their head start off the back of no competition, cheap uninsulated, unregulated houses, and cheap uncovenanted land should just ???? and be grateful they had that opportunity and people starting out today do NOT.

Edited by lakeview3 at 7:23 pm, Fri 2 Apr

lakeview3 - 2021-04-02 19:22:00

I was telling my mother that even state homes were built without garages because they always add to the cost of building a home. Which is a huge cost right from the start for young couples.

kamo631 - 2021-04-02 19:23:00

heather902 wrote:

Why would you want to return to cheap substandard unregulated housing? There are only losers in the end that pick up the tab.

isn’t that how you started? Cheap land, basic box house?

lakeview3 - 2021-04-02 19:24:00

Anyhoo I am off to watch some Netflix

Thanks for your reasoned and sensible input Kamo, very refreshing.

lakeview3 - 2021-04-02 19:27:00

lakeview3 wrote:

isn’t that how you started? Cheap land, basic box house?

It wasn’t cheap, it consumed half our income, and it was insulated warm and dry. But who is saying you can’t build a basic compliant box house?

heather902 - 2021-04-02 19:28:00

lakeview3 wrote:

Anyhoo I am off to watch some Netflix

Thanks for your reasoned and sensible input Kamo, very refreshing.

Quit the luxuries and help your kids into houses...

heather902 - 2021-04-02 19:29:00

heather what makes you think that we are talking about substandard anything? My grandparent's house sold for $38,000 in Whangarei for a 1/4 acre section and a three-bedroom house with a garage underneath. That was back in 1977 and back in 1980 my father's house in West Auckland was valued at $36,000 and he paid his wife out half at the time. And then after that house prices seemed to have skyrockeded to oblivion

kamo631 - 2021-04-02 19:31:00

lakeview3 wrote:

well that’s half the blardy problem isn’t it???? We are NOT comparing apples with apples. All the people who got their head start off the back of no competition, cheap uninsulated, unregulated houses, and cheap uncovenanted land should just ???? and be grateful they had that opportunity and people starting out today do NOT.

At that time some of us bought old houses (at 20% interest) and did them up, while others spent their dough on cars, booze and loose women. Why do they expect us to share the results of our hard work?

masturbidder - 2021-04-02 19:32:00

I have a home the same one that I bought when I was 25 and it is still mine. What I bought for $57,000 they now say is worth $500,000+

kamo631 - 2021-04-02 19:34:00

kamo631 wrote:

I have a home the same one that I bought when I was 25 and it is still mine. What I bought for $57,000 they now say is worth $500,000+

Awesome. Will you sell it for $ 57,001?

sparkychap - 2021-04-02 19:35:00

What I am saying is that it is better for the community and country if more people own their own homes. we need to encourage that to happen.

kamo631 - 2021-04-02 19:36:00

kamo631 wrote:

What I am saying is that it is better for the community and country if more people own their own homes. we need to encourage that to happen.

Sure, but according to lakeview, it's fine for everyone to own an investment property.

sparkychap - 2021-04-02 19:37:00

kamo631 wrote:

What I am saying is that it is better for the community and country if more people own their own homes. we need to encourage that to happen.

I agree, I’m not sure that financially penalising landlords will increase first home buyers if rents rise to meet the shortfall in cash flow. How do you get a generation of people that don’t have the drive or the savings goals needed for home ownership? There has always been an order to do things for homeownership. Nothing has changed, yes prices are higher, saving takes longer.

heather902 - 2021-04-02 19:41:00

lakeview3 wrote:

tell us where we can buy a cheap section and build a box cheap shell only house with no insulation, single glazed ?

South of Haast on the West Coast.

smallwoods - 2021-04-02 19:43:00

vintage_betty wrote:

So just out of curiosity, all you people complaining, how would YOU fix the housing problem?

Townhouses with courtyards/small garden for people with children and a communal play area/garden. The quarter acre section is no longer a reality. For single people a ONE bedroom apartment.

pauline999 - 2021-04-02 19:46:00

kamo631 wrote:

What I am saying is that it is better for the community and country if more people own their own homes. we need to encourage that to happen.

Yes. I’ll add to this...
Stay together when you have children. When you stay together you only need one house per family, one power bill, one internet connection, one insurance bill etc.

lovelurking - 2021-04-02 19:47:00

lakeview3 wrote:

tell us where we can buy a cheap section and build a box cheap shell only house with no insulation, single glazed ?

Auckland.
I just bought one for $200k under GV, it looked a bit scruffy and had been on the market for 6 months. No-one wanted it.

masturbidder - 2021-04-02 20:01:00

lovelurking wrote:

Oh come on, that’s the way every normal human being thinks...

I think it’s a dig at me because I had 10 miscarriages and no children.

And LV, I don’t have kids of my own but I’ve funded more than 1 through Uni, including the one who lived here for 3+ years. I’ve also “donated” a wodge of cash to kids buying their own homes. This included one whose relationship broke down after 15 years. I plan to do the same for others as they get to the home buying stage

I won’t mention the overseas travel and other things I’ve given to “our” kids and their parents.

I’d say both our lives and the lives of our shared kids are richer for the experiences. There’s more than 1 way to have a family.....

princess52 - 2021-04-02 20:15:00

Five years ago I bought a lifestyle block for 125k. Chucked a $67k bungalow on it, 50k for services, 25k for renovations- now it's apparently valued at $750k. It can be done still- if you can find a section that allows relocated buildings and are prepared to put in the work.

Edited by apollo11 at 8:28 pm, Fri 2 Apr

apollo11 - 2021-04-02 20:23:00

kamo631 wrote:

Actually this is wrong. Housing is not a business it is a human need. Anyone that has read Jean Auel's books about pre humans and finding caves for shelter would know that. We as a collective need to get back to that thinking. this property ladder thing is a new thing. even in my grandparents day a home was home a house to live in, not a vehicle for making money.

My kiwi grandparents were well off by all accounts. They had a big house with a tennis court. I was born when my nana was 70 so she’d be 130 if she were still here. In short order, my grandfather died aged 56 and somehow the money they’d had vanished into thin air. Think there was a dodgy loan to an uncle who bought a pub but I don’t know that for sure. What I do know is my nana lived in people’s sheds. Somehow enough money was raised to build a house next door to another uncle’s. I understand some of the money came from their community. My grandad had been a community leader and my nana was very well regarded. Some may have come from my uncles.

My nana had 5 sons and then my mother who was born when nana was 42. Nana had another baby boy when she was 48. So she still had young children at home when grandad died.

So, a home wasn’t necessarily a thing everyone had! And if they did have it, it could be lost

princess52 - 2021-04-02 20:23:00

princess52 wrote:

I think it’s a dig at me because I had 10 miscarriages and no children.

And LV, I don’t have kids of my own but I’ve funded more than 1 through Uni, including the one who lived here for 3+ years. I’ve also “donated” a wodge of cash to kids buying their own homes. This included one whose relationship broke down after 15 years. I plan to do the same for others as they get to the home buying stage

I won’t mention the overseas travel and other things I’ve given to “our” kids and their parents.

I’d say both our lives and the lives of our shared kids are richer for the experiences. There’s more than 1 way to have a family.....

I’m sorry, that must have been heartbreaking.
I’m so glad that you have helped other families. Thank you for being so kind and caring. We need more people like you.

If that was a dig at you then it is the worst behaviour I have ever seen here.

lovelurking - 2021-04-02 20:31:00

lovelurking wrote:

I’m sorry, that must have been heartbreaking.
I’m so glad that you have helped other families. Thank you for being so kind and caring. We need more people like you.

If that was a dig at you then it is the worst behaviour I have ever seen here.

Seconded.

sparkychap - 2021-04-02 20:33:00

lovelurking wrote:

I’m sorry, that must have been heartbreaking.
I’m so glad that you have helped other families. Thank you for being so kind and caring. We need more people like you.

If that was a dig at you then it is the worst behaviour I have ever seen here.

thanks lovelurking. We are very lucky to have friends and family who have shared their kids with us. We spent a week in New Plymouth recently. The wife of one of “our kids” told everybody that we are his second mum and dad. We love all our kids.

princess52 - 2021-04-02 20:34:00

princess52 wrote:

My kiwi grandparents were well off by all accounts. They had a big house with a tennis court. I was born when my nana was 70 so she’d be 130 if she were still here. In short order, my grandfather died aged 56 and somehow the money they’d had vanished into thin air. Think there was a dodgy loan to an uncle who bought a pub but I don’t know that for sure. What I do know is my nana lived in people’s sheds. Somehow enough money was raised to build a house next door to another uncle’s. I understand some of the money came from their community. My grandad had been a community leader and my nana was very well regarded. Some may have come from my uncles.

My nana had 5 sons and then my mother who was born when nana was 42. Nana had another baby boy when she was 48. So she still had young children at home when grandad died.

So, a home wasn’t necessarily a thing everyone had! And if they did have it, it could be lost

Wow. Thanks for sharing. More importantly though is thanks for caring...❤️

lovelurking - 2021-04-02 20:36:00

heather902 wrote:

I agree, I’m not sure that financially penalising landlords will increase first home buyers if rents rise to meet the shortfall in cash flow. How do you get a generation of people that don’t have the drive or the savings goals needed for home ownership? There has always been an order to do things for homeownership. Nothing has changed, yes prices are higher, saving takes longer.

Seeing as the prices are higher, and saving takes longer, by the time you've saved up enough, the prices have risen up by a large amount.

Apparently prices are doubling every 7-10 years, which is an exponential curve. This is very bad.

tygertung - 2021-04-03 08:19:00

tygertung wrote:

Seeing as the prices are higher, and saving takes longer, by the time you've saved up enough, the prices have risen up by a large amount.

Apparently prices are doubling every 7-10 years, which is an exponential curve. This is very bad.

7yrs is only a 10% growth rate (approx)
13 yrs is 5% (approx)

smallwoods - 2021-04-03 09:28:00

kamo631 wrote:

who here read laura Ingalls wilder books in their young years and read how her father built one-room homes out of logs? what men did 200 years ago?

Ma and Pa had to leave one of their log homes - they took land that didn't belong to them. Naughty.

geoone - 2021-04-03 16:42:00

lovelurking wrote:

Wow. Thanks for sharing. More importantly though is thanks for caring...❤️

+ one

orphic1 - 2021-04-03 18:41:00

The people who I dont quite know whether they disgust me or amuse me with their arrogance are those who state they only own multiple houses to provide a social need not to make a profit. Yeah Right.!

gazzat22 - 2021-04-05 09:20:00

princess52 wrote:

I think it’s a dig at me because I had 10 miscarriages and no children.

And LV, I don’t have kids of my own but I’ve funded more than 1 through Uni, including the one who lived here for 3+ years. I’ve also “donated” a wodge of cash to kids buying their own homes. This included one whose relationship broke down after 15 years. I plan to do the same for others as they get to the home buying stage

I won’t mention the overseas travel and other things I’ve given to “our” kids and their parents.

I’d say both our lives and the lives of our shared kids are richer for the experiences. There’s more than 1 way to have a family.....

If that was a dig at you it’s an absolutely disgusting one.

rmdstar - 2021-04-05 11:06:00

gazzat22 wrote:

The people who I dont quite know whether they disgust me or amuse me with their arrogance are those who state they only own multiple houses to provide a social need not to make a profit. Yeah Right.!

There are people like that. Our country is the better for them.

artemis - 2021-04-05 11:54:00

masturbidder wrote:

Loan interest is non-deductable? That kills the business model of those building rentals.
So who is going to build these thousands of new homes? Twyford?
The biggest losers will be tenants.

Going on news reports the surge in prices for houses has been for existing houses NOT new builds.For those who bought houses and were able to claim the interest on their loans its the End of the Golden Weather at other taxpayers expense.

gazzat22 - 2021-04-05 12:49:00

artemis wrote:

There are people like that. Our country is the better for them.

They would be in the vast Minority these charitable,caring folk.!

gazzat22 - 2021-04-05 12:51:00

gazzat22 wrote:

Going on news reports the surge in prices for houses has been for existing houses NOT new builds.For those who bought houses and were able to claim the interest on their loans its the End of the Golden Weather at other taxpayers expense.

Yes good riddance to yet another rent subsidy. Why should renters be subsidised by taxpayers? Much more honest market when the true cost is borne by the customers. How long until this is rolled out to all other businesses?

pcle - 2021-04-05 13:11:00

lakeview3 wrote:

my parents paid 18K for a section with a sea view in 1982, they put up a shell only kitset house on poles uninsulated for 19K (including building) and finished as they could afford much later. We painted it ourselves as a family and filled in the basement later to create a 4th bedroom. The drive got put in until 5 years later. You just cannot do that these days.

No you sure couldn't. It would be like playing monopoly and getting the 'Go directly to Jail, Do not pass go, Do not collect $200' card over and over again.

brouser3 - 2021-04-05 16:02:00

pcle wrote:

Yes good riddance to yet another rent subsidy. Why should renters be subsidised by taxpayers? Much more honest market when the true cost is borne by the customers. How long until this is rolled out to all other businesses?

Start looking around - there are many, many with young families, that one way or another are receiving taxpayer 'subsidisation, some might consider it 'paying forward' but realistically when there is so little support for the mature and aged when they are in need to help is it really going to happen.

brouser3 - 2021-04-05 16:05:00

gazzat22 wrote:

Going on news reports the surge in prices for houses has been for existing houses NOT new builds.For those who bought houses and were able to claim the interest on their loans its the End of the Golden Weather at other taxpayers expense.

that’s because there’s a supply issue. There aren’t enough new builds

princess52 - 2021-04-05 21:01:00

Land values keep going up The indians in the 16ht century sold Manhaton island to the Dutch for about $48.00 As long as people have money to spend the property values will increase .

sin01 - 2021-04-05 21:30:00

sin01 wrote:

Land values keep going up The indians in the 16ht century sold Manhaton island to the Dutch for about $48.00 As long as people have money to spend the property values will increase .

https://knowledgenuts.com/native-americans-didnt-sell-manhat
tan-for-24-of-beads/

I tried in 2004 to get a friend to get the property next door to his place when the owner was giving it away. "Nah, i will have to pay the rates on it then"
6 months later the price was lawyers + old rates " Nah, coulda got it for free "
A year later they wanted $6000 for it. " Nah, coulda got it for near nothing ".

Probably worth $80,000 now. About 1/2 of what he sold his house for 18 months ago.

marte - 2021-04-05 22:53:00

Insulation is real cheap, not going to add much to the cost of a house.

tygertung - 2021-04-06 06:58:00

so what would you all suggest, I have been letting the rental pay for itself, just breaking even, sometimes a minor loss - would you consider putting your own money into it to get the mortgage down?

mansonprincess - 2021-04-06 12:32:00