People with mortgages so large they will likely never pay them off. They are literally paying rent to the bank just so they can stay in their house.

Yes that’s right folks, it’s all part of the big plan from the people pulling the strings.

And if you fail to pay? The bank gets to keep the house.....just how they planned.

lakeview3 - 2021-04-24 09:08:00

I mean not much difference between that and a right to occupy is there?

lakeview3 - 2021-04-24 09:26:00

You will own nothing and be happy about it.

loud_37 - 2021-04-24 09:37:00

loud_37 wrote:

You will own nothing and be happy about it.

they said it didn’t they? It would be funny if it wasn’t true.

lakeview3 - 2021-04-24 09:38:00

So what? Its possible to make headway into a big mortgage if you choose to.

Edited by heather902 at 10:09 am, Sat 24 Apr

heather902 - 2021-04-24 10:06:00

loud_37 wrote:

You will own nothing and be happy about it.

???? Just keep drinking that fluoride water and cleaning your teeth with flouride toothpaste...
????

lovelurking - 2021-04-24 10:19:00

loud_37 wrote:

You will own nothing and be happy about it.

You will own nothing, you will have no privacy and you will be happy. All of your debts will be paid off but you will need to sign away any claim to ownership.

The eventual desired outcome is one world government.
The catch phrase of the great reset is 'Build Back Better'.
How many world leaders have recently made pointed use of the phrase 'build back better'? Many, including Jacinda.
https://www.weforum.org/agenda/2020/06/now-is-the-time-for-a
-great-reset/

apollo11 - 2021-04-24 10:26:00

apollo11 wrote:

You will own nothing, you will have no privacy and you will be happy. All of your debts will be paid off but you will need to sign away any claim to ownership.

The eventual desired outcome is one world government.
The catch phrase of the great reset is 'Build Back Better'.
How many world leaders have recently made pointed use of the phrase 'build back better'? Many, including Jacinda.
https://www.weforum.org/agenda/2020/06/now-is-the-time-for-a
-great-reset/

it’s all out there to see isn’t it?

I don’t care if my kids don’t have any kids. No pressure from me. I will give them everything I have and they can go out in their own style before the world really does turn more to ????.

Save the world, own a dog instead. (you can always rehome them if they bite you lol)

lakeview3 - 2021-04-24 10:31:00

lakeview3 wrote:

Save the world, own a dog instead. (you can always rehome them if they bite you lol)

Dogs are environmentally unsustainable.
Part of Biden's green plan is to cut US CO2 emissions by 50% by 2030. Americans must cut their read meat consumption by 90% to 2kg per person per year on average. How many burgers is that?
Livestock numbers must be greatly reduced, especially numbers of those hellish burping bovines.

apollo11 - 2021-04-24 10:36:00

Dog owners will be obliged to feed their pets jellymeat made from expired dog owners, and they will in turn be required to sign to be processed into pet food when they die. Either dog roll or tinned, you will be allowed to specify in your will.

Edited by apollo11 at 10:40 am, Sat 24 Apr

apollo11 - 2021-04-24 10:39:00

apollo11 wrote:

Dogs are environmentally unsustainable.
Part of Biden's green plan is to cut US CO2 emissions by 50% by 2030. Americans must cut their read meat consumption by 90% to 2kg per person per year on average. How many burgers is that?
Livestock numbers must be greatly reduced, especially numbers of those hellish burping bovines.

cowspiracy....

Closer to home I see those former rich lister intensive dairy farmers are in receivership.....

We do need to consume less animal products for sure.

lakeview3 - 2021-04-24 10:48:00

apollo11 wrote:

Dog owners will be obliged to feed their pets jellymeat made from expired dog owners, and they will in turn be required to sign to be processed into pet food when they die. Either dog roll or tinned, you will be allowed to specify in your will.

waste not want not eh

lakeview3 - 2021-04-24 10:48:00

lakeview3 wrote:

cowspiracy...-
.

Closer to home I see those former rich lister intensive dairy farmers are in receivership.....

We do need to consume less animal products for sure.

If only they didn't taste so good.

apollo11 - 2021-04-24 10:51:00

New buzzword FOOP to replace FOMO...

lovelurking - 2021-04-24 11:31:00

lovelurking wrote:

New buzzword FOOP to replace FOMO...

People already have that fear, but they are paying through the nose anyway. Why? Perhaps because they have also seen the people on facebook, neighbourly etc begging for a rental. It all boils down to needing a secure place to call a home.

apollo11 - 2021-04-24 11:44:00

apollo11 wrote:

Dog owners will be obliged to feed their pets jellymeat made from expired dog owners, and they will in turn be required to sign to be processed into pet food when they die. Either dog roll or tinned, you will be allowed to specify in your will.

Ever read Soylent Green?
Or seen the movie (available on DVD)?
Not so very far from what was suggested, and the interesting thing is, this was set in the future In a densely overpopulated, starving New York City of the future (around 2025, from memory) - but many things are already in place for such an event to occur (not necessarily in NY!)

Soylent Green is a 1973 American ecological dystopian thriller film A nightmarish futuristic fantasy about the controlling power of big corporations and an innocent cop who stumbles on the truth.

Directed by Richard Fleischer and starring Charlton Heston, Leigh Taylor-Young, and Edward G. Robinson (in his final film performance following his death in January 1973). Loosely based on the 1966 science fiction novel Make Room! Make Room! (Since renamed Soylent Green) (wikipedia)

Another interesting snippet: Edward G Robinson had **received a terminal cancer diagnosis before he went on set (he didn’t tell anyone) and from what depths those tears must have come! .... The writer (Harrison himself admitted that the film had a far better dramatic arc than his book, even if he also complained that turning starving people into food was inefficient because they’d never provide enough meat. The book merged all too uncomfortably with the news coming in about coronavirus. ... When you also factor in the catharsis of seeing Edward G Robinson’s last great performance it starts to feel like something well worth the time. **

A highly recommended watch - the more people watch it, the faster something might be done about dealing with overpopulation and climate change... just saying....

autumnwinds - 2021-04-24 12:42:00

lovelurking wrote:

New buzzword FOOP to replace FOMO...

Isn't that the same as a shart?

sparkychap - 2021-04-24 12:58:00

autumnwinds wrote:

Ever read Soylent Green?
Or seen the movie (available on DVD)?

It's on netflix as well, must rewatch, its been a while. Great film.

sparkychap - 2021-04-24 13:00:00

autumnwinds wrote:

A highly recommended watch - the more people watch it, the faster something might be done about dealing with overpopulation and climate change... just saying....

There are options being discussed on how to dispose of human bodies in an environmentally friendly way - cremation creates CO2 and other air pollutants, burying takes up land space.
One option is liquefaction, where the body is superheated with an alkaline substance and then poured down the drain as a slurry.
Or perhaps composting, where the body is ground up and then turned into a healthy compost.
It's sad that our civilisation has started to view it's people as a resource to be used to maximum efficiency, right to the end.

apollo11 - 2021-04-24 13:02:00

sparkychap wrote:

Isn't that the same as a shart?

Give me some time, I'm having trouble working that acronym out....

apollo11 - 2021-04-24 13:03:00

apollo11 wrote:

Give me some time, I'm having trouble working that acronym out....

FOOP - a fart and poop.

sparkychap - 2021-04-24 13:17:00

Oh! I thought it was Fear Of Owning Property!

lakeview3 - 2021-04-24 14:00:00

apollo11 wrote:

There are options being discussed on how to dispose of human bodies in an environmentally friendly way - cremation creates CO2 and other air pollutants, burying takes up land space.
One option is liquefaction, where the body is superheated with an alkaline substance and then poured down the drain as a slurry.
Or perhaps composting, where the body is ground up and then turned into a healthy compost.
It's sad that our civilisation has started to view it's people as a resource to be used to maximum efficiency, right to the end.

I like this one https://en.wikipedia.org/wiki/Sky_burial

mkr_ahearn - 2021-04-24 14:32:00

lakeview3 wrote:

Oh! I thought it was Fear Of Owning Property!

I thought it was Fear Of Over Paying - then I googled it and found various meanings lol

shelleigh - 2021-04-24 14:55:00

If you really want a glimpse of what we could become, try reading Oryx and Crake by Margaret Atwood. I don't usually read highbrow authors, picked it up for $5 in the Redshed. Crikey , it's a scary glimpse into the future!
On the home ownership. Is it really any different to when I was working fifty to sixty hour weeks paying high interest rates back in the day. You do have to make sacrifices (a lot). You do read about some who do still manage in spite of the doom and gloom.

Edited by hound31 at 3:25 pm, Sat 24 Apr

hound31 - 2021-04-24 15:24:00

This message was deleted.

kittycatkin - 2021-04-24 15:49:00

This message was deleted.

kittycatkin - 2021-04-24 15:56:00

This message was deleted.

kittycatkin - 2021-04-24 15:57:00

This message was deleted.

kittycatkin - 2021-04-24 15:58:00

.

lakeview3 - 2021-04-24 16:05:00

sparkychap wrote:

FOOP - a fart and poop.

..usually called a shart..in kiwi lingo if you are one of the unfortunate..

theguyz1 - 2021-04-24 16:44:00

theguyz1 wrote:

..usually called a shart..in kiwi lingo if you are one of the unfortunate..

see #17

sparkychap - 2021-04-24 17:11:00

lakeview3 wrote:

People with mortgages so large they will likely never pay them off. They are literally paying rent to the bank just so they can stay in their house.

Yes that’s right folks, it’s all part of the big plan from the people pulling the strings.

And if you fail to pay? The bank gets to keep the house.....just how they planned.

This was an interesting topic until the fruit loops came in.
If interest rates rise then certainly some will be going negative equity very fast. Urban folk could simply learn from us dairy farmers how it ends when you pay to much for property. Any farmer that paid big at the peak has either gone broke or stayed broke ever since the big boom of the late 2000s.

3tomany - 2021-04-24 17:29:00

3tomany wrote:

This was an interesting topic until the fruit loops came in.
If interest rates rise then certainly some will be going negative equity very fast. Urban folk could simply learn from us dairy farmers how it ends when you pay to much for property. Any farmer that paid big at the peak has either gone broke or stayed broke ever since the big boom of the late 2000s.

yes I see a few banks are signalling interest rises in the future.

Never a better time to have low/zero debt.

We downsized everything in 2009. The GFC was a kind of lightbulb moment for us where we both said wtf are we actually doing??? We got off that roller coaster and have been working consistently to simplify our lives ever since.

lakeview3 - 2021-04-24 17:44:00

3tomany wrote:

This was an interesting topic until the fruit loops came in.
If interest rates rise then certainly some will be going negative equity very fast. Urban folk could simply learn from us dairy farmers how it ends when you pay to much for property. Any farmer that paid big at the peak has either gone broke or stayed broke ever since the big boom of the late 2000s.

Only if prices drop- and the govt just won't allow that. Better to relax the rules to 'investment' from China (let the CCP princelings squirrel away their ill gotten hoardings in empty houses) because letting the market price correct is a no-no.

apollo11 - 2021-04-24 18:02:00

lakeview3 wrote:

yes I see a few banks are signalling interest rises in the future.

Never a better time to have low/zero debt.

We downsized everything in 2009. The GFC was a kind of lightbulb moment for us where we both said wtf are we actually doing??? We got off that roller coaster and have been working consistently to simplify our lives ever since.

Debt free since my mid-thirties. House and block are free-hold, lump sums in the bank are busy being turned into monopoly money by the central banks.

apollo11 - 2021-04-24 18:05:00

apollo11 wrote:

Only if prices drop- and the govt just won't allow that. Better to relax the rules to 'investment' from China (let the CCP princelings squirrel away their ill gotten hoardings in empty houses) because letting the market price correct is a no-no.

i see some Chinese owned farm in Australia has gone to the pack.

https://www.smh.com.au/business/companies/chinese-owner-s-ca
tastrophic-failure-drives-australia-s-biggest-dairy-farm-int
o-the-ground-20210406-p57gts.html

Greed isn’t good

Pretty much rinse and repeat of New Zealand. Our land and farms overfarmed, used to produce food for other countries who ruined their land and polluting our waterways in the process. Madness.

Edited by lakeview3 at 6:08 pm, Sat 24 Apr

lakeview3 - 2021-04-24 18:06:00

apollo11 wrote:

Give me some time, I'm having trouble working that acronym out....

Sorry, I read it in Tony Alexander’s article in the Herald this morning and it was new to me so I had to use it! ????

lovelurking - 2021-04-24 18:45:00

lakeview3 wrote:

yes I see a few banks are signalling interest rises in the future.

Never a better time to have low/zero debt.

We downsized everything in 2009. The GFC was a kind of lightbulb moment for us where we both said wtf are we actually doing??? We got off that roller coaster and have been working consistently to simplify our lives ever since.

We are quietly walking out. My 350 acres will be down to 120 with no debt in another month. I was lucky during the GFC to have very little debt but ramped it up buying a mortgagee property and now i think is the time to be cautious again.

3tomany - 2021-04-25 09:40:00

sparkychap wrote:

It's on netflix as well, must rewatch, its been a while. Great film.

Also check out "Idaho Transfer" Peter Fonda's early seventies dystopian sci fi vision. Dead bodies are collected where found and loaded straight into the back of the "car" for fuel

funkydunky - 2021-04-25 09:49:00

I think the correct term is mortgage prisoners.

mr-word - 2021-05-04 17:03:00

This message was deleted.

kiwilandchch - 2021-05-04 17:20:00

kiwilandchch wrote:

buy caravan an go live off grid somewhere easy

fortunately at this point in my life I don’t need to.

I have worked very hard for what I have and as long as someone else doesn’t come along and b***er it all up for me then fingers crossed I won’t need to contemplate it.

Doesn’t stop me feeling for other people though. I am only where I am because of the good fortune of my age.

lakeview3 - 2021-05-04 17:43:00

Age has nothing to do with it. Getting off one’s backside and living below your means is the trick.

pcle - 2021-05-04 18:20:00

pcle wrote:

Age has nothing to do with it. Getting off one’s backside and living below your means is the trick.

oh rubbish. I know you probably think you’re all it right now, but life has a way of giving us challenges along the way. You would be very naive to think you may be immune to that.

Anyone over the age of say 35 right now has a HUGE advantage over anyone who is born today or is a child right now. You know it. I know it and there’s no point in saying anything else.

Of course people get in good positions by hard work but you just have to work even harder today. I know, I have been there to see it so you aren’t pulling the wool over my eyes sorry.

Edited by lakeview3 at 6:32 pm, Tue 4 May

lakeview3 - 2021-05-04 18:29:00

lakeview3 wrote:

Doesn’t stop me feeling for other people though. I am only where I am because of the good fortune of my age.

Good health is much more important than age LV. I know a few in their 60s-70s still riding horses and going out hunting on them, another couple still eventing, one still breaking in and training gallopers yet tomorrow I'm going to the funeral of the fittest, most hardest working lady I have ever met despite her petite size. Even when she couldn't talk, the result of the worst form of Motor Neurone, she was still out in her massive beautiful garden. Before she was diagnosed two years ago she was making plans for when they downsized off their 70 acres within the next 10 years. As you say, we never know what is around the corner and I always say 'your wealth is good health' no use being seriously ill with plenty of money after years of hard work if you aren't healthy enough to enjoy it. Stay well and enjoy your horse while you can.

kacy5 - 2021-05-04 19:31:00

I think our toughest time was around 16 - 18% interest rate with 2 young children as well.

Its all down to 4 letter words NEED v WANT.

People have got to get their priorities sorted out.

Edited by kenw1 at 7:31 pm, Tue 4 May

kenw1 - 2021-05-04 19:31:00

apollo11 wrote:

Dogs are environmentally unsustainable.
Part of Biden's green plan is to cut US CO2 emissions by 50% by 2030. Americans must cut their read meat consumption by 90% to 2kg per person per year on average. How many burgers is that?
Livestock numbers must be greatly reduced, especially numbers of those hellish burping bovines.

'red' not "read".

trogedon - 2021-05-04 21:34:00

pcle wrote:

Age has nothing to do with it. Getting off one’s backside and living below your means is the trick.

Many people are already strung out financially and doing the best they can.

trogedon - 2021-05-04 21:36:00

trogedon wrote:

'red' not "read".

Wow, I must have gotten to you. So sad!

Edited by apollo11 at 9:44 pm, Tue 4 May

apollo11 - 2021-05-04 21:36:00